SBA 504 Loan 利率
2024年5月
25-Year Fixed Rate Standard:
6.555%
25-Year Fixed Rate Refinance:
6.584%
20-Year Fixed Rate Standard:
6.656%
20-Year Fixed Rate Refinance:
6.748%
10-Year Fixed Rate Standard:
6.908%
10-Year Fixed Rate Refinance:
6.944%
Official monthly SBA 504 effective interest rate tables can be found at 鹰 合规管理有限责任公司. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.
Board Member - Service Since 2015
Past President - Service Since 1990
Board Member - Service Since 2019
Past President - Service Since 1984
Board Member - Service Since 2020
Chairman - Service Since 2011
Secretary/Treasurer - Service Since 2017
董事会成员、总裁 & 首席执行官
2001年至2020年服役
服务时间为1999年至2023年
马克•克鲁斯
执行副总裁 & 总法律顾问
Mark serves as 执行副总裁 and 总法律顾问 and is based in Tallahassee. Mark’s extensive resume includes serving as Senior Advisor on Government Relations for Buchanan Ingersoll & Rooney – one of the largest law firms in the nation. He also has deep experience in 佛罗里达 state government having worked as Director of Legislative Affairs and Policy Coordinator for Transportation and Economic Development for Governors Rick Scott and Ron DeSantis as well as having held several staff positions in the 佛罗里达 Senate and the 佛罗里达 House of Representatives. 以前, Mark served as the Director of Closing and Assistant 总法律顾问 for 佛罗里达 First Capital.
盖尔Hoshstrasser
Regional 销售 Manager - Alabama & 乔治亚州
Gayle has more than 25 years of experience in the banking industry, specializing in commercial banking. As a top producer helping businesses realize their dreams of real estate ownership, she became enamored with the SBA 504 program and took the full leap into SBA lending as a Business Development Officer/SBA Specialist for JP Morgan Chase Bank and then Regions Bank. In 2020, Gayle joined the FCF/FFC team as an underwriter and now serves as Regional 销售 Manager, facilitating the company’s expansion into Alabama and 乔治亚州. 从2019年到2022年, she served on the 佛罗里达 Association of Government Guaranteed Lenders (FLAGGL) Board and is active with other non-profits, including weVenture which ignites the power of women entrepreneurs.
玛莎Asbury-特纳
BDO销售公司,北佛罗里达 & Panhandle and South 乔治亚州
Marsha serves as a Business Development Officer for North 佛罗里达 & Panhandle and South 乔治亚州 and is based in Tallahassee. Marsha joined 佛罗里达 First Capital in 2018 and has nearly 20 years of banking experience on both the commercial and retail side. She is a native of Tallahassee and provides comprehensive service throughout the SBA loan process. Prior to joining the company, Marsha served as commercial lender with Prime Meridian Bank, where she worked closely with borrowers in both commercial and 消费信贷. 她得了B.S. 在金融领域 & Real Estate from 佛罗里达 State University. Marsha has been involved with her local Rotary Club since 2014, and has served on other local boards throughout her career. Marsha is responsible for the following North 佛罗里达 & 狭长地带县:海湾, 卡尔豪, 迪克西, 富兰克林, 加兹登, 海湾, 汉密尔顿, 福尔摩斯, 杰克逊, 杰佛逊, 拉斐特, 利昂, 自由, 麦迪逊, 萨旺尼河, 泰勒, 瓦库拉, 沃尔顿和华盛顿. 在南乔治亚, Marsha covers the following counties: Atkinson, 贝克, Berrien, 布鲁克斯, 粘土, 赢得, 咖啡, 科尔奎特, 烹饪, 脆, 迪凯特, 多尔蒂, 早期, Echols, 格雷迪, 欧文, 拉尼尔, 李, 朗兹, 米勒, 米切尔, 塞米诺尔, 特勒尔, 托马斯。, Tift, 特纳, 威尔和沃思.
亚历杭德罗Buitrago
销售副总裁,迈阿密戴德地区
Alejandro serves as a Vice President and Business Development Officer for the Miami-Dade Area and is based in Miami. Alejandro has more than eight years of experience in business management and development. Prior to joining the company, he was a support consultant with Tier I, a division of Windstream Corp., where he conducted business operations with the largest Latin American telecom client in Colombia. Alejandro also previously served as President of a family owned manufacturing business where he focused on establishing strategic partnerships with industry leaders. 他得了B.A. in Marketing from the University of Miami and reads, writes and speaks fluent Spanish. Alejandro is responsible for two South 佛罗里达 counties: Miami-Dade and Monroe.
约翰•汉拉罕
销售副总裁,佛罗里达中部
John serves as a Vice President and Business Development Officer for the Central 佛罗里达 area and is based in Orlando. He has more than 16 years of experience in finance and marketing. Prior to joining the company, he was Vice President and Account Executive for GE Commercial Finance in Orlando. John also served as a Credit Manager for Wells Fargo. 他得了个M.B.罗林斯学院的A. John is responsible for 9 Central 佛罗里达 counties: Citrus, 湖, 莱维, 马里恩, 橙色, 奥西奥拉, 塞米诺尔, 萨姆特和沃卢西亚.
月桂麦克纳马拉
BDO 销售, Palm Beach County, 佛罗里达
Laurel serves as Business Development Officer for Palm Beach County, 佛罗里达. 劳雷尔得了B.S in Biological Sciences from Arizona State University. She has over 10 years of nationwide SBA related lending experience and is active on many National SBA Association Committees and the Risk Management Association of South 佛罗里达 Board.
斯科特Radway
坦帕湾地区销售副总裁
Scott serves as a Vice President and Business Development Officer for the Tampa Bay Area and is based in Tampa. He has over 30 years of commercial banking experience. Prior to joining the company, Scott was the Business Banking 销售 Manager in 希尔斯堡惨案 County for Wells Fargo. He also was the Business Banking 销售 Manager for Regions Bank from 1998 to 2011 and was responsible for Broward and Palm Beach Counties. 他得了B.S. 在金融领域 from 佛罗里达 State University. Scott is responsible for 5 counties in the Tampa Bay Area: Hernando, 希尔斯堡惨案, 帕斯科, 皮内拉斯和波尔克.
乔尔·罗斯
BDO 销售, Southwest Alabama & 佛罗里达州西北部
Joel serves as a Business Development Officer for the Southwest Alabama and 佛罗里达州西北部 area and is based in Saraland, AL. He has more than 15 years of experience in commercial lending and banking. 乔尔为鲍德温服务, 巴特勒, 克拉克, Conecuh, 卡温顿, Monroe and Washington counties in Alabama and Escambia, 比较高, Santa Rosa and Walton in 佛罗里达.
克里斯汀塔克特
VP 销售, Northeast 佛罗里达
近20年来, Kristen has served as a Vice President and Business Development Officer for the Northeast 佛罗里达 territory and is based in 杰克逊ville. During her time with the company, Kristen has put together more than 1000 deals resulting in hundreds of millions of dollars in SBA 504 loans and has consistently been one of the industry’s top producers. Prior to joining 佛罗里达 First Capital, she earned a B.A. in Business Administration and a B.A. in Marketing from the University of North 佛罗里达. Kristen has successfully completed various banking courses through the Risk Management Association and the National Association of Development Companies. 504 lending is her passion and her many years of industry experience and her tenacious ‘never quit’ approach to lending makes her an excellent partner to both businesses and lenders. Kristen is responsible for 12 Northeast 佛罗里达 counties, 包括:Alachua, 贝克, 布拉德福德, 粘土, 哥伦比亚, 杜瓦, 弗拉格勒, 吉尔, 拿骚, 普特南, St. 约翰和联合.
William Wilson, CFP®,CCIM
VP 销售, Southwest 佛罗里达
William serves as a Vice President and Business Development Officer for the Southwest 佛罗里达 Region and is based in Ft. 迈尔斯. 他一直在银行业工作, commercial and small business lending since 1995 and has financed tens of millions of dollars of projects in Chicago, Las Vegas and Northern California before joining 佛罗里达 First Capital. William provides hands on involvement with our banking partners, commercial realtors and economic development organizations. He is active in numerous organizations, including the Realtor’s Association of 萨拉索塔 and Manatee and the CCIM Chapter of 佛罗里达. William received an undergraduate degree from Purdue University and an MBA from Keller Graduate School of Management. He is a Certified Financial Planner®, holds the prestigious Certified Commercial Investment Member designation and is an honorably discharged Army Reserve Officer. William is responsible for 10 counties in the Southwest Region: Manatee, 萨拉索塔, 荷迪, 德索托, 高地, 夏洛特, 空地, 李, 亨德利和科利尔.
布伦达马文
BDO销售,空间 & 佛罗里达的宝藏海岸
Brenda serves as a Business Development Officer for the Space & Treasure Coasts and is based in Melbourne. She has over 30 years of banking and finance experience. Prior to joining the company, Brenda was a Vice President Small Business Development Officer serving the Space & BB的宝贝海岸&T,现在是trust. 在她的职业生涯中, she has obtained diplomas in financial banking, 消费信贷, residential mortgage lending and commercial lending from the Center for Financial Training. Brenda is responsible for 5 佛罗里达 counties: Brevard, Indian River, Martin, Okeechobee and St. 露西.
德鲁-罗宾逊
BDO销售,伯明翰地区
德鲁-罗宾逊 serves as a Business Development Officer for First Capital Finance Corporation in the greater Birmingham area and is based in Birmingham, AL. Drew has nearly ten years of banking industry experience in commercial credit and small business retail banking. Prior to working in financial services, he was an educator in his hometown of Wailuku, HI. 德鲁得了个M.S. in Accounting from the University of Colorado and a B.A. in History from California State University, Northridge.